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Mortgage Program

Low Rates & Fees
Forgot Number Or Non-Member

Your membership # can be found here:

If your Costco membership number starts with 7111, please enter only the last 12 digits. Please note: Membership numbers start with a "1", "3" or "8".

Manual Membership Selection

To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive Member Discounts.

I hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls or text messages from or on behalf of up to 3 Lenders associated with the Mortgage Program at the telephone number provided here, including my wireless number, if applicable. I understand that consent is not a condition of purchase.

Are You Looking For Live Rates?

Big Savings*

For All Costco Members

Costco has selected First Choice Loan Services Inc. as the provider of The Mortgage Program for Costco Members. Top mortgage lenders have committed to providing superior pricing, excellent member service and fast response times. Not a member? No problem, you can still contact First Choice or our group of Participating Lenders for your mortgage needs.

Executive Membership

Lender Fees

$350 or less*

Goldstar Membership

Lender Fees

$650 or less*

See What Members Are Saying***

  • “My loan process was seamless. I've bought and sold a lot of homes and this process was by far the least stressful to date. I appreciate the professionalism and knowledge.”

    - Jody S., Lynden, WA, 7/2019
  • “The lender I chose provided a fantastic lending experience from approval to closing, representatives were knowledgeable and responsive to questions throughout the process. I would highly recommend it to family and friends!”

    - Vann E., Burnsville, MN, 7/2019
  • “Very easy to use The Mortgage Program for Costco Members and its lenders made it easy to refinance our home. A+ experience.”

    - Blake B., La Verne, CA 7/2019
  • “An easy choice. Competitive mortgage rates and vastly reduced lender fees. I chose a potential lender and was contacted within 5 minutes. No hassles, no running credit reports just to get an idea of mortgage rates. The Mortgage Program for Costco Members gets 5 stars.”

    - Michael E., Yorktown, VA, 7/2019
  • “The process was quick and easy. A pleasant and positive experience. I will refer the Mortgage Program for Costco Members to others and plan to use the program in the future.”

    - Donna V., Hillsboro, OR, 6/2019
  • “I received prompt and helpful service.”

    - Susan K., Fort Worth, TX, 6/2019