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Mortgage Program

Low Rates & Fees
Forgot Number Or Non-Member

Your membership # can be found here:

If your Costco membership number starts with 7111, please enter only the last 12 digits. Please note: Membership numbers start with a "1", "3" or "8".

Manual Membership Selection

To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive Member Discounts.

Please click "Submit Request", if you would like to proceed and have 3 Participating Lenders contact you. Note: your contact information will only be used in connection with your request. Your consent authorizes the selected Participating Lenders to contact you about your mortgage request at the number provided, even if that number is a wireless number and enables them to potentially, use autodialing and/or pre-recorded messaging technology. This consent is not a condition of purchase.

Are You Looking For Live Rates?

Big Savings

For All Costco Members

Costco has selected First Choice Loan Services Inc. as the provider of the Mortgage Program. Top mortgage lenders have committed to providing superior pricing, excellent member service and fast response times. Not a member? No problem, you can still contact First Choice or our group of Participating Lenders for your mortgage needs.

Executive Membership

Lender Fees

$350 or less*

Goldstar Membership

Lender Fees

$650 or less*


Lender Fees

$1100 or less*

See What Members Are Saying***

  • Easy and totally pain free! It was great!

    Diana S. Brimingham, AL
  • This whold process was done using emails and very few phone calls. It cost exactly what I was told, less than half of what Wells Fargo had estimated.

    Mario C. New Brunswick, NJ
  • Very smooth and Very fast! I have already recommened the program to many of my friends and family.

    Mario G. Damascus, MD
  • Excellent across the board on my post closing survey. Excellent!

    Jeff K. Branson, MO
  • This process was very smooth. I have done a few refi's over the years and this has been the easiest.

    Clark P. Phoenix, AZ