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Mortgage Program

Low Rates & Fees
Forgot Number Or Non-Member

Your membership # can be found here:

If your Costco membership number starts with 7111, please enter only the last 12 digits. Please note: Membership numbers start with a "1", "3" or "8".

Manual Membership Selection

To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive Member Discounts.

Please click "Submit Request", if you would like to proceed and have 3 Participating Lenders contact you. Note: your contact information will only be used in connection with your request. Your consent authorizes the selected Participating Lenders to contact you about your mortgage request at the number provided, even if that number is a wireless number and enables them to potentially, use autodialing and/or pre-recorded messaging technology. This consent is not a condition of purchase.

Are You Looking For Live Rates?

Big Savings

For All Costco Members

Costco has selected First Choice Loan Services Inc. as the provider of the Mortgage Program. Top mortgage lenders have committed to providing superior pricing, excellent member service and fast response times. Not a member? No problem, you can still contact First Choice or our group of Participating Lenders for your mortgage needs.

Executive Membership

Lender Fees

$350 or less*

Goldstar Membership

Lender Fees

$650 or less*

Non-Member

Lender Fees

$1100 or less*

See What Members Are Saying***

  • “This is the 2nd time I've used The Mortgage Program for Costco members to refi a house and would totally recommend it., Both experiences, provided unbeatable rates and quality customer service. I felt comfortable knowing that if I wasn't satisfied with the quality of customer service, I could easily reach back to the program for help.”

    - SYLVIA W., Fairfax, VA, 08/2018
  • “I researched The Mortgage Program for Costco Members along with other offerings. The process was fast and efficient without any hidden fees or other surprises. I will certainly use this process next time I need a mortgage.”

    - Andy L., Lindstrom, MN, 08/2018
  • “Out of frustration, I googled to search for a lender, so I could buy my dream condo in Florida on the beach. The Mortgage Program for Costco members came up on my search. The lender they connected me with, was the best decision I made!!! What a great experience, they were so helpful.”

    - Sherry R., Oxford, OH, 07/2018
  • “I got much better rates through The Mortgage Program for Costco Members than what I was getting outside of it. Most companies are online companies, but I didn't have any issues with them.”

    - Paulina M., Chicago, IL, 07/2018
  • “Great experience and great pricing through the Mortgage Program for Costco Members. Plan to use in the future and recommend it to anyone.”

    - Tyler C., Eagle Mountain, UT, 07/2018